Helping to Protect your Future.

Other Benefits

Group Auto & Home

As part of our ongoing effort to offer benefits to our members, we’re always looking for savings opportunities to pass along. That’s why we’re
excited to tell you that Liberty Mutual is offering our members a discounted rate of up to 8% off on auto insurance.

In addition to savings, you’ll enjoy excellent service. That’s because Liberty Mutual is a Fortune 100 company that protects millions of people across America, and is the number one provider of auto insurance to organizations like ours.

In business since 1912, Liberty Mutual is an established leader in safety innovation, and their commitment to superior customer service sets them apart from the competition.

We hope you can take advantage of this opportunity to save.

Click here for more information -! Or click here for BROCHURE

or call 1-800-524-9400.

Long Term Care

Brochure to answer your questions!

You create a brighter future. We work to protect it.

Let us help find the right Long-Term Care insurance plan for you, so you can spend time on things that matter the most.

People are living longer these days, but as life expectancies increase, so does the risk of serious health problems that could require long-term care. In fact, at retirement age, 70% of Americans will need long-term care and 40% will enter a nursing home.1 And with the average cost for nursing home care in a semiprivate room equating to more than $82,855 per year, that could literally cost most or all of your life's savings.2

Long-Term Care insurance may not be for everyone. But with soaring healthcare costs, insurance restrictions and the need to stretch retirement savings through more years… it's a good idea to seriously consider this valuable coverage while receiving a member premium discount.

Hagan Barron Intermediaries and Long Term Care Resources work together to provide members with a comprehensive long term care program that gives members the stability and flexibility they need to protect their future. Members also have access to an interactive and educational Long-Term Care evaluation tool to help them make the best decisions for their specific situation.


1 Department of Health and Human Services, National Clearinghouse for Long-Term Care Information, October 2008,

2Genworth 2010 Cost of Care Survey, April 2010,

The Long-Term Care Resources Network is only available for residents of the United States. Coverage may vary or may not be available in all states.

John Bickmann
Long-Term Care Resources
20020 Harper Avenue
Harper Woods, MI 48225
Direct: 888-992-5990

Dental & Vision

Direct Benefits and HBI have joined together to offer American College of Emergency Physicians Vision and Dental insurance through Spirit Dental.

  • Plan of choice for Individuals, Seniors and Small Employer
  • Guaranteed Acceptance
  • No Waiting Periods
  • Choose your Own Dentist
  • Easy Online Enrollment and Quotes

Call 1-800-620-5010 for more information!